Frequently Asked Questions

A Loan Signing Agent is a commissioned Notary Public who oversees the execution of loan documents.

• Active State Commissioned Notary Public
• Ability to pass a vigorous criminal background check
• Certified and Trained
• Insured by a Signing Agent Errors & Omissions Policy

Follow State guidelines

Yearly

Loan Signing Agent responsibilities consist of being detail-oriented and responsible. The individual must be certain that they can perform all notarizations correctly and refuse to carry out any procedures or practices that contradict the requirements of Notary law. When handling loan documents, an individual must be aware of standard document handling procedures, the title/purpose of each loan document, acceptable methods of interacting with a borrower’s sensitive personal information, and how to respond to last-minute issues. All such requirements are subject to change, so initial Notary Signing Agent training is supplemented with refresher training every year. 

A Signing Agent Errors and Omissions (E&O) policy is specifically for Notaries who work as Notary Signing Agents.  The E&O policy provides coverage for the notarial acts performed in a loan document package; however, it does not cover any mistakes or oversights made when performing other Notary Signing Agent responsibilities.  The Notary Signing Agent E&O policy covers notarization errors and oversights, plus other highly responsible activities of a Notary Signing Agent.

State Commissioned Notaries Public are required to purchase a surety bond as a qualification for obtaining their commission and must hold the Surety bond for their entire commission term.